--- title: AMF Divorce description: The team at A.M. Financial helps individuals work through their financial worries and plan for challenges they may encounter down the road. --- ## A.M. Financial - [Services](https://amf-divorce.com/divorce-transition-services?hsLang=en) - [Service Plan](https://amf-divorce.com/service-plan?hsLang=en) - [Frequently Asked Questions](https://amf-divorce.com/frequently-asked-questions?hsLang=en) - [Our Blog](https://amf-divorce.com/our-blog?hsLang=en) - [About Amy](https://amf-divorce.com/about-amy?hsLang=en) - [Contact Us](https://amf-divorce.com/contact-us?hsLang=en) - [Services](https://amf-divorce.com/divorce-transition-services?hsLang=en) - [Services](https://amf-divorce.com/divorce-transition-services?hsLang=en) - [Service Plan](https://amf-divorce.com/service-plan?hsLang=en) - [Frequently Asked Questions](https://amf-divorce.com/frequently-asked-questions?hsLang=en) - [Our Blog](https://amf-divorce.com/our-blog?hsLang=en) - [About Amy](https://amf-divorce.com/about-amy?hsLang=en) - [Contact Us](https://amf-divorce.com/contact-us?hsLang=en) [Book a Meeting](https://calendly.com/amymahlenmelander/consultdivorcefinancialplanning) # Welcome to A.M. Financial Lighten Your Financial Load! If you are contemplating divorce, or are currently in the divorce process, concerns and worries are likely surfacing. The team at A.M. Financial helps individuals work through their financial worries and plan for challenges they may encounter down the road. With your guidance, and direction from your attorney (if applicable), we discuss options and collectively create financial strategies and plans that address your most pressing worries and concerns. Together, we help you move forward with confidence, providing a strong financial foundation for a healthier tomorrow! [Get a Free Consultation](https://calendly.com/amymahlenmelander/consultdivorcefinancialplanning) ## Divorce Financial Services The path through divorce looks different for everyone. Whether you have chosen to walk the road alone, seek the assistance of a mediator or retain legal representation, our expert financial divorce services can support your unique divorce experience. No matter which method of divorce you’ve chosen, we can support your financial needs in tandem with other professionals. Helping clients build a new financial picture that they can understand, and virtually feel and touch, dramatically decreases their stress, anxiety and uncertainty during this time. Because our clients are better informed on their financial situation, they can explore creative settlement options based on their short and long term goals. ![amy-melander-cropped](https://amf-divorce.com/hs-fs/hubfs/amy-melander-cropped.png?width=388&height=500&name=amy-melander-cropped.png "amy-melander-cropped") ![working](https://amf-divorce.com/hs-fs/hubfs/working.png?width=388&height=500&name=working.png "working") ## Our services can help you: - Identify cash flow problems  - Address income tax concerns - Understand if it is financially wise to keep the marital home - Identify mortgage interest deductions or loss carry forwards - Analyze and value retirement assets  - Understand the current marital value of a pension - Prepare future cash flow needs to avoid taxes and potential penalties  - Understand distributions from retirement accounts - Establish and integrate a comprehensive, workable budget into the agreement that sets up both parties for success [Learn More](https://www.amf-divorce.com/divorce-transition-services) ## Testimonials > "Without your help we never would have been able to get to a seemingly amicable separation agreement. I believe we would have ended up in court, had we not had your help, mainly because neither of our lawyers was really much help in avoiding that situation. You were the only one who had a good grasp of what was fair to both of us. The time you spent with me was invaluable in trying to figure out what made the most sense, and what was at least fair or as fair as a divorce can be.  I truly believe I would have lost the house and be on the hook for even more spousal maintenance than I currently am. Had you not been there to run the estimated numbers for taxes and other expenses, I would have ended up in a much more tenuous situation financially." #### GREG C. > "Thank you for your help and assistance with our divorce.  Your analysis and conversations were very helpful as we tried to navigate through the trials of divorce.  A painful and most unpleasant experience.  I appreciated the diligence you provided in the data and discussion you provided, while being kind and neutral to each of us." #### JOHN H. ## Blog Read the latest from my blog on topics such as planning, child support, retirement, budgeting, and more. View All Posts 4 min read | [Retirement Planning](https://amf-divorce.com/our-blog/tag/retirement-planning?hsLang=en) #### [What Cases Benefit Most from Mediation?: An Interview with Tia Zavaras](https://amf-divorce.com/our-blog/what-cases-benefit-most-from-mediation-an-interview-with-tia-zavaras?hsLang=en) [Read More](https://amf-divorce.com/our-blog/what-cases-benefit-most-from-mediation-an-interview-with-tia-zavaras?hsLang=en) 6 min read | [Retirement Accounts](https://amf-divorce.com/our-blog/tag/retirement-accounts?hsLang=en) #### [Do I Really Need a Divorce Attorney?](https://amf-divorce.com/our-blog/do-i-really-need-a-divorce-attorney?hsLang=en) [Read More](https://amf-divorce.com/our-blog/do-i-really-need-a-divorce-attorney?hsLang=en) 5 min read | [Retirement](https://amf-divorce.com/our-blog/tag/retirement?hsLang=en) #### [Real Estate in Self-Directed IRAs: Hidden Risks in Divorce Settlement](https://amf-divorce.com/our-blog/real-estate-in-self-directed-iras-hidden-risks-in-divorce-settlement?hsLang=en) [Read More](https://amf-divorce.com/our-blog/real-estate-in-self-directed-iras-hidden-risks-in-divorce-settlement?hsLang=en) ## Resources ## Resources ![book cover](https://amf-divorce.com/hubfs/Imported%20sitepage%20images/Divorce-Poison.jpg) #### Divorce Poison: How to Protect Your Family from Bad-mothing and Brainwashing by Dr. Richard A. Warshak ![book cover](https://amf-divorce.com/hubfs/Imported%20sitepage%20images/Rebuilding.jpg) #### Rebuilding When Your Relationship Ends by Bruce Fisher, EDD and Robert Alberti, PHD ![book cover](https://amf-divorce.com/hubfs/Imported%20sitepage%20images/Should-I-stay_.jpg) #### Should I Stay or Should I Go? A Guide to Knowing If Your Relationship Can - And Should - Be Saved by Lundy Bancroft and Jac Patrissi ![book cover](https://amf-divorce.com/hubfs/Imported%20sitepage%20images/The-Good-Divorce.jpg) #### The Good Divorce: Keeping Your Family Together When Your Marriage Comes Apart by Constance Ahrons, Ph. D. ![book cover](https://amf-divorce.com/hubfs/Imported%20sitepage%20images/Too-Good.jpg) #### Too Good To Leave, Too Bad To Stay by Mira Kirshenbaum ![book cover](https://amf-divorce.com/hubfs/Imported%20sitepage%20images/Why-Does-he-do-that.jpg) #### Why Does He Do That? Inside the Minds of Angry and Controlling Men by Lundy Bancroft ### Other Professionals [Divorce Coach - Divorce Essentials](http://drjoycefine.com/) [Counseling/Collaborative Facilitator - New Chapter Solutions](http://www.newchaptersolutions.com/) [Relationship Recovery - Center for Shared Insight](http://www.centerforsharedinsight.com/) [Budgeting Coach - Money Moxey](http://moneymoxey.com/) [Money Coach - The Money Mojo Coach](http://www.amywestbrook.com/amywestbrook/) ### Helpful Resources [Divorce Magazine and E-Newsletters](http://www.divorcemag.com/home) [Colorado Collabortive Divorce Website](http://www.coloradocollaborativedivorceprofessionals.com/) [South Denver Collaborative Professionals](http://southdenvercollaborativedivorce.com/) [The Meditation Association of Colorado](http://coloradomediation.org/) [Colorado Child/Spousal Support Calculator](https://www.courts.state.co.us/Forms/Forms_List.cfm?Form_Type_ID=94) [Colorado Sworn Financial Statement](https://www.courts.state.co.us/Forms/Forms_List.cfm?Form_Type_ID=94) ##### About Amy With compassion and patience, Amy focuses on her client’s unique priorities to build a financial road map that provides clarity to make informed decisions today regarding the future. ##### Links - [Home](https://amf-divorce.com) - [Services](https://amf-divorce.com/divorce-transition-services) - [Our Blog](https://amf-divorce.com/our-blog) - [About Amy](https://amf-divorce.com/about-amy) - [Contact Us](https://amf-divorce.com/contact-us) - [Schedule a Meeting](https://calendly.com/amymahlenmelander) ©2026 Copyright. All rights reserved. A.M. Financial provides supporting financial information, evaluation and analysis to be utilized by the client and the client’s selected attorney if directed, during the process of their divorce. ervices provided in regards to this agreement are solely fee-only and do not involve investment or security advice or insurance transactions. All information is financial in nature and should not be construed or relied upon as legal or tax advice. A.M. Financial IS NOT AN ATTORNEY AND DOES NOT PROVIDE LEGAL OR TAX ADVICE. Individuals are encouraged to seek competent legal and tax advice from professionals who specialize in divorce and tax laws in their respective state. Amy Melander (CRD #4692263) is an Investment Adviser Representative of OneDigital Investment Advisors, LLC (ODIA). ODIA and A.M. Financial are independent and unaffiliated entities. ODIA does not offer or provide divorce financial planning services and any statements and/or opinions expressed by A.M. Financial do not represent the views and/or opinions of ODIA.   This website is a publication of A.M. Financial. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. Content should not be viewed as personalized investment advice or as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein. A professional adviser should be consulted before implementing any of the strategies presented. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.